Climate Risk Summary

Taylor, MI Risk Profile

The primary drivers of climate-related financial risk in Taylor, MI are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Taylor.

Primary Risks

Inland Flooding

$7,019,955

Expected Annual Loss for Taylor

31.4Score

Relatively Moderate compared to US average

Taylor
Minimal Estimated LossMax Estimated Loss

Cold Wave

$2,113,830

Expected Annual Loss for Taylor

72.1Score

Relatively High compared to US average

Taylor
Minimal Estimated LossMax Estimated Loss

Tornado

$1,331,972

Expected Annual Loss for Taylor

53.5Score

Relatively Moderate compared to US average

Taylor
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$7,019,955
Score: 31.4
MAJOR DRIVER
Cold Wave
$2,113,830
Score: 72.1
MAJOR DRIVER
Tornado
$1,331,972
Score: 53.5
Heat Wave
$1,124,091
Score: 66.9
Strong Wind
$385,453
Score: 57.1
Earthquake
$300,021
Score: 34.7
Lightning
$87,980
Score: 29.4
Ice Storm
$79,520
Score: 46.9
Winter Weather
$14,135
Score: 28.6
Hail
$5,325
Score: 8.3
Hurricane
$3,425
Score: 23.0
Wildfire
$1,651
Score: 34.1
Landslide
$18
Score: 29.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.1
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 53.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 66.9
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 57.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Allen ParkDearbornDearborn HeightsInksterRiverview

Zip Codes in Taylor

48180