Climate Risk Summary

Fort Wayne, IN Risk Profile

The primary drivers of climate-related financial risk in Fort Wayne, IN are Inland Flooding, Tornado, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fort Wayne.

Primary Risks

Inland Flooding

$39,112,584

Expected Annual Loss for Fort Wayne

47.2Score

Relatively High compared to US average

Fort Wayne
Minimal Estimated LossMax Estimated Loss

Tornado

$13,180,155

Expected Annual Loss for Fort Wayne

75.3Score

Very High compared to US average

Fort Wayne
Minimal Estimated LossMax Estimated Loss

Strong Wind

$3,024,810

Expected Annual Loss for Fort Wayne

77.5Score

Relatively High compared to US average

Fort Wayne
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$39,112,584
Score: 47.2
MAJOR DRIVER
Tornado
$13,180,155
Score: 75.3
MAJOR DRIVER
Strong Wind
$3,024,810
Score: 77.5
Cold Wave
$2,808,181
Score: 48.0
Earthquake
$1,893,463
Score: 45.2
Hail
$976,602
Score: 62.5
Heat Wave
$691,279
Score: 16.5
Lightning
$595,367
Score: 45.4
Winter Weather
$266,277
Score: 62.4
Ice Storm
$203,381
Score: 38.0
Hurricane
$22,611
Score: 26.8
Drought
$15,223
Score: 38.6
Wildfire
$10,883
Score: 42.0
Landslide
$350
Score: 44.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 75.3
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 77.5
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 62.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AuburnGarrettGrabillHarlanHuntertown

Zip Codes in Fort Wayne

4677446802468034680446805468064680746808468094681446815468164681846819468254683546845