Climate Risk Summary

East Grand Rapids, MI Risk Profile

The primary drivers of climate-related financial risk in East Grand Rapids, MI are Inland Flooding, Tornado, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in East Grand Rapids.

Primary Risks

Inland Flooding

$1,565,645

Expected Annual Loss for East Grand Rapids

18.8Score

Relatively Low compared to US average

East Grand Rapids
Minimal Estimated LossMax Estimated Loss

Tornado

$581,516

Expected Annual Loss for East Grand Rapids

60.8Score

Relatively Moderate compared to US average

East Grand Rapids
Minimal Estimated LossMax Estimated Loss

Strong Wind

$189,969

Expected Annual Loss for East Grand Rapids

71.0Score

Relatively Moderate compared to US average

East Grand Rapids
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,565,645
Score: 18.8
MAJOR DRIVER
Tornado
$581,516
Score: 60.8
MAJOR DRIVER
Strong Wind
$189,969
Score: 71.0
Cold Wave
$149,454
Score: 37.1
Heat Wave
$141,209
Score: 38.1
Earthquake
$21,606
Score: 15.4
Hail
$19,523
Score: 38.4
Winter Weather
$19,150
Score: 58.2
Ice Storm
$14,881
Score: 35.2
Lightning
$12,815
Score: 15.5
Hurricane
$396
Score: 18.4
Wildfire
$303
Score: 31.5
Landslide
$31
Score: 47.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 60.8
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 71.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Comstock ParkCutlervilleForest HillsGrand RapidsKentwood

Zip Codes in East Grand Rapids

49506