Climate Risk Summary

Marlboro Meadows, MD Risk Profile

The primary drivers of climate-related financial risk in Marlboro Meadows, MD are Inland Flooding, Heat Wave, and Tornado. This area also faces an unusually high intensity for Drought and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Marlboro Meadows.

Primary Risks

Inland Flooding

$141,800

Expected Annual Loss for Marlboro Meadows

3.0Score

Very Low compared to US average

Marlboro Meadows
Minimal Estimated LossMax Estimated Loss

Heat Wave

$45,002

Expected Annual Loss for Marlboro Meadows

50.1Score

Relatively Low compared to US average

Marlboro Meadows
Minimal Estimated LossMax Estimated Loss

Tornado

$38,745

Expected Annual Loss for Marlboro Meadows

38.6Score

Relatively Low compared to US average

Marlboro Meadows
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$141,800
Score: 3.0
MAJOR DRIVER
Heat Wave
$45,002
Score: 50.1
MAJOR DRIVER
Tornado
$38,745
Score: 38.6
Hurricane
$29,099
Score: 59.1
UNUSUALLY HIGH
Drought
$23,956
Score: 90.6
Lightning
$13,532
Score: 50.0
Cold Wave
$11,066
Score: 23.8
Strong Wind
$11,017
Score: 35.1
Earthquake
$9,136
Score: 24.2
Winter Weather
$6,325
Score: 67.9
Hail
$4,229
Score: 38.6
Ice Storm
$1,149
Score: 12.6
UNUSUALLY HIGH
Landslide
$892
Score: 91.4
Wildfire
$128
Score: 40.9
Coastal Flooding
$0
Score: 69.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 50.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 59.1
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 91.4
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BowieBrock HallBrown StationCroomKettering

Zip Codes in Marlboro Meadows

20772