Climate Risk Summary

Glen Burnie, MD Risk Profile

The primary drivers of climate-related financial risk in Glen Burnie, MD are Inland Flooding, Heat Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Glen Burnie.

Primary Risks

Inland Flooding

$2,867,831

Expected Annual Loss for Glen Burnie

6.8Score

Relatively Low compared to US average

Glen Burnie
Minimal Estimated LossMax Estimated Loss

Heat Wave

$894,436

Expected Annual Loss for Glen Burnie

56.0Score

Relatively Moderate compared to US average

Glen Burnie
Minimal Estimated LossMax Estimated Loss

Tornado

$816,234

Expected Annual Loss for Glen Burnie

43.1Score

Relatively Moderate compared to US average

Glen Burnie
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,867,831
Score: 6.8
MAJOR DRIVER
Heat Wave
$894,436
Score: 56.0
MAJOR DRIVER
Tornado
$816,234
Score: 43.1
Hurricane
$799,072
Score: 65.2
Earthquake
$561,296
Score: 45.2
Strong Wind
$410,098
Score: 56.6
Cold Wave
$355,400
Score: 31.2
Lightning
$319,240
Score: 61.7
Winter Weather
$157,087
Score: 76.7
Hail
$103,448
Score: 44.1
Ice Storm
$46,063
Score: 30.5
Coastal Flooding
$22,426
Score: 27.1
Wildfire
$1,622
Score: 36.1
Drought
$277
Score: 13.4
Landslide
$43
Score: 40.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 56.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 65.2
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 56.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Glen Burnie