Climate Risk Summary

Swampscott, MA Risk Profile

The primary drivers of climate-related financial risk in Swampscott, MA are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Swampscott.

Primary Risks

Inland Flooding

$1,543,112

Expected Annual Loss for Swampscott

27.5Score

Relatively Low compared to US average

Swampscott
Minimal Estimated LossMax Estimated Loss

Hurricane

$297,970

Expected Annual Loss for Swampscott

72.3Score

Relatively Low compared to US average

Swampscott
Minimal Estimated LossMax Estimated Loss

Earthquake

$169,412

Expected Annual Loss for Swampscott

54.6Score

Relatively Low compared to US average

Swampscott
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,543,112
Score: 27.5
MAJOR DRIVER
Hurricane
$297,970
Score: 72.3
MAJOR DRIVER
Earthquake
$169,412
Score: 54.6
Tornado
$157,718
Score: 39.7
Coastal Flooding
$54,909
Score: 75.6
Cold Wave
$64,206
Score: 28.0
Heat Wave
$63,433
Score: 21.5
Lightning
$35,060
Score: 39.6
Strong Wind
$33,729
Score: 31.2
Ice Storm
$32,656
Score: 60.1
Winter Weather
$996
Score: 19.3
Hail
$876
Score: 5.4
Wildfire
$117
Score: 22.8
Landslide
$10
Score: 44.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 60.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BeverlyDanversLynnMarbleheadNahant

Zip Codes in Swampscott

01907