Climate Risk Summary

Pocasset, MA Risk Profile

The primary drivers of climate-related financial risk in Pocasset, MA are Inland Flooding, Hurricane, and Coastal Flooding. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Pocasset.

Primary Risks

Inland Flooding

$467,591

Expected Annual Loss for Pocasset

63.5Score

Relatively Moderate compared to US average

Pocasset
Minimal Estimated LossMax Estimated Loss

Hurricane

$206,863

Expected Annual Loss for Pocasset

87.2Score

Relatively Moderate compared to US average

Pocasset
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$103,880

Expected Annual Loss for Pocasset

96.5Score

Relatively High compared to US average

Pocasset
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$467,591
Score: 63.5
MAJOR DRIVER
Hurricane
$206,863
Score: 87.2
MAJOR DRIVER
Coastal Flooding
$103,880
Score: 96.5
Earthquake
$15,776
Score: 46.4
Tornado
$15,197
Score: 34.2
Lightning
$10,903
Score: 63.8
Strong Wind
$10,562
Score: 50.6
Hail
$8,107
Score: 61.5
Cold Wave
$4,222
Score: 22.0
Heat Wave
$2,161
Score: 4.4
Ice Storm
$1,190
Score: 26.2
UNUSUALLY HIGH
Drought
$963
Score: 80.9
Wildfire
$451
Score: 63.9
Winter Weather
$259
Score: 23.0
Landslide
$29
Score: 75.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 63.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 87.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.8
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 50.6
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 61.5
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 63.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 75.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Pocasset