Climate Risk Summary

Middleborough Center, MA Risk Profile

The primary drivers of climate-related financial risk in Middleborough Center, MA are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Middleborough Center.

Primary Risks

Inland Flooding

$1,158,040

Expected Annual Loss for Middleborough Center

37.7Score

Relatively Moderate compared to US average

Middleborough Center
Minimal Estimated LossMax Estimated Loss

Hurricane

$155,393

Expected Annual Loss for Middleborough Center

70.3Score

Relatively Low compared to US average

Middleborough Center
Minimal Estimated LossMax Estimated Loss

Earthquake

$83,134

Expected Annual Loss for Middleborough Center

50.9Score

Relatively Low compared to US average

Middleborough Center
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,158,040
Score: 37.7
MAJOR DRIVER
Hurricane
$155,393
Score: 70.3
MAJOR DRIVER
Earthquake
$83,134
Score: 50.9
Strong Wind
$50,738
Score: 54.2
Heat Wave
$41,972
Score: 24.6
Cold Wave
$30,939
Score: 26.3
Lightning
$25,765
Score: 46.3
Tornado
$23,143
Score: 20.2
Ice Storm
$10,556
Score: 45.2
Drought
$2,947
Score: 77.5
Winter Weather
$865
Score: 21.8
Hail
$406
Score: 4.6
Wildfire
$160
Score: 34.2
Landslide
$5
Score: 41.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 70.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.9
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 54.2
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Bridgewater TownBrocktonFall RiverHansonNew Bedford

Zip Codes in Middleborough Center

02346