Climate Risk Summary

Kingston, MA Risk Profile

The primary drivers of climate-related financial risk in Kingston, MA are Inland Flooding, Coastal Flooding, and Hurricane. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kingston.

Primary Risks

Inland Flooding

$556,554

Expected Annual Loss for Kingston

37.8Score

Relatively Low compared to US average

Kingston
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$129,918

Expected Annual Loss for Kingston

90.9Score

Relatively High compared to US average

Kingston
Minimal Estimated LossMax Estimated Loss

Hurricane

$119,543

Expected Annual Loss for Kingston

77.8Score

Relatively Low compared to US average

Kingston
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$556,554
Score: 37.8
MAJOR DRIVER
Coastal Flooding
$129,918
Score: 90.9
MAJOR DRIVER
Hurricane
$119,543
Score: 77.8
Earthquake
$44,868
Score: 55.3
Strong Wind
$36,565
Score: 67.0
Heat Wave
$23,797
Score: 28.7
Cold Wave
$20,506
Score: 29.2
Lightning
$17,825
Score: 58.1
Tornado
$17,220
Score: 27.5
Ice Storm
$7,804
Score: 58.5
UNUSUALLY HIGH
Drought
$2,697
Score: 81.8
Wildfire
$1,267
Score: 66.8
Winter Weather
$615
Score: 24.6
Hail
$300
Score: 6.8
Landslide
$52
Score: 69.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 77.8
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.3
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 67.0
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 58.5
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.8
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 66.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 69.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Kingston