Climate Risk Summary

Huntington, MA Risk Profile

The primary drivers of climate-related financial risk in Huntington, MA are Inland Flooding, Hurricane, and Cold Wave. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Huntington.

Primary Risks

Inland Flooding

$545,281

Expected Annual Loss for Huntington

54.5Score

Relatively Moderate compared to US average

Huntington
Minimal Estimated LossMax Estimated Loss

Hurricane

$28,757

Expected Annual Loss for Huntington

62.9Score

Relatively Low compared to US average

Huntington
Minimal Estimated LossMax Estimated Loss

Cold Wave

$15,985

Expected Annual Loss for Huntington

30.3Score

Relatively Low compared to US average

Huntington
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$545,281
Score: 54.5
MAJOR DRIVER
Hurricane
$28,757
Score: 62.9
MAJOR DRIVER
Cold Wave
$15,985
Score: 30.3
Tornado
$10,395
Score: 25.3
Strong Wind
$8,299
Score: 35.7
Lightning
$4,254
Score: 28.1
Earthquake
$4,155
Score: 17.8
Ice Storm
$3,253
Score: 43.5
Hail
$2,148
Score: 33.0
Heat Wave
$1,844
Score: 3.2
Winter Weather
$626
Score: 28.1
UNUSUALLY HIGH
Landslide
$569
Score: 90.8
Drought
$336
Score: 76.5
Wildfire
$145
Score: 46.2
Avalanche
$53
Score: 11.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 54.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 62.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 90.8
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Huntington