Climate Risk Summary

Fishkill, NY Risk Profile

The primary drivers of climate-related financial risk in Fishkill, NY are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fishkill.

Primary Risks

Inland Flooding

$1,060,615

Expected Annual Loss for Fishkill

54.3Score

Relatively Moderate compared to US average

Fishkill
Minimal Estimated LossMax Estimated Loss

Hurricane

$180,694

Expected Annual Loss for Fishkill

78.3Score

Relatively Moderate compared to US average

Fishkill
Minimal Estimated LossMax Estimated Loss

Earthquake

$76,638

Expected Annual Loss for Fishkill

59.0Score

Relatively Low compared to US average

Fishkill
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,060,615
Score: 54.3
MAJOR DRIVER
Hurricane
$180,694
Score: 78.3
MAJOR DRIVER
Earthquake
$76,638
Score: 59.0
Cold Wave
$33,356
Score: 31.7
Tornado
$34,182
Score: 31.9
Strong Wind
$33,247
Score: 55.4
Heat Wave
$17,599
Score: 14.8
Lightning
$14,217
Score: 42.1
Ice Storm
$6,775
Score: 43.5
Hail
$5,424
Score: 37.2
Winter Weather
$2,452
Score: 39.0
Wildfire
$132
Score: 35.0
Landslide
$26
Score: 59.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 54.3
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 78.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.0
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 55.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 59.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Fishkill