Climate Risk Summary

Zip Code 02537, Risk Profile

The primary drivers of climate-related financial risk in East Sandwich, MA (02537) are Inland Flooding, Coastal Flooding, and Hurricane.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$698,091

Expected Annual Loss for Zip Code 02537

44.3Score

Relatively Low compared to US average

02537
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$526,024

Expected Annual Loss for Zip Code 02537

65.0Score

Relatively High compared to US average

02537
Minimal Estimated LossMax Estimated Loss

Hurricane

$338,803

Expected Annual Loss for Zip Code 02537

85.1Score

Relatively Moderate compared to US average

02537
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$698,091
Score: 44.3
MAJOR DRIVER
Coastal Flooding
$526,024
Score: 65.0
MAJOR DRIVER
Hurricane
$338,803
Score: 85.1
Tornado
$31,787
Score: 33.8
Lightning
$22,855
Score: 62.9
Earthquake
$21,646
Score: 36.7
Strong Wind
$20,462
Score: 47.7
Hail
$14,216
Score: 57.5
Cold Wave
$9,122
Score: 22.0
Heat Wave
$4,669
Score: 4.4
Ice Storm
$2,023
Score: 20.9
Drought
$1,615
Score: 78.5
Wildfire
$1,467
Score: 68.0
Winter Weather
$443
Score: 21.4
Landslide
$75
Score: 77.0

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 44.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 85.1

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Locations

Zip Code 02563Zip Code 02648Zip Code 02668Zip Code 02542Zip Code 02644Zip Code 02649
02537 Climate Risk Report | East Sandwich, MA