Climate Risk Summary

Dedham, MA Risk Profile

The primary drivers of climate-related financial risk in Dedham, MA are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Dedham.

Primary Risks

Inland Flooding

$3,354,803

Expected Annual Loss for Dedham

43.9Score

Relatively Moderate compared to US average

Dedham
Minimal Estimated LossMax Estimated Loss

Hurricane

$577,113

Expected Annual Loss for Dedham

75.7Score

Relatively Moderate compared to US average

Dedham
Minimal Estimated LossMax Estimated Loss

Earthquake

$340,892

Expected Annual Loss for Dedham

61.1Score

Relatively Low compared to US average

Dedham
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,354,803
Score: 43.9
MAJOR DRIVER
Hurricane
$577,113
Score: 75.7
MAJOR DRIVER
Earthquake
$340,892
Score: 61.1
Heat Wave
$142,699
Score: 34.5
Cold Wave
$116,562
Score: 31.2
Tornado
$101,167
Score: 28.6
Lightning
$46,891
Score: 39.2
Strong Wind
$34,473
Score: 25.7
Ice Storm
$27,579
Score: 46.7
Winter Weather
$2,971
Score: 24.5
Hail
$1,394
Score: 6.5
Wildfire
$1,076
Score: 40.8
Landslide
$215
Score: 64.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 75.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.1
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 64.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Dedham