Climate Risk Summary

Zip Code 70119, Risk Profile

The primary drivers of climate-related financial risk in New Orleans, LA (70119) are Hurricane, Inland Flooding, and Cold Wave. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Hurricane

$18,592,602

Expected Annual Loss for Zip Code 70119

94.4Score

Very High compared to US average

70119
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$4,075,664

Expected Annual Loss for Zip Code 70119

15.0Score

Relatively Low compared to US average

70119
Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,436,372

Expected Annual Loss for Zip Code 70119

62.1Score

Relatively Moderate compared to US average

70119
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$18,592,602
Score: 94.4
MAJOR DRIVER
Inland Flooding
$4,075,664
Score: 15.0
MAJOR DRIVER
Cold Wave
$1,436,372
Score: 62.1
Heat Wave
$766,415
Score: 54.1
Lightning
$283,178
Score: 60.7
Tornado
$213,483
Score: 25.0
Hail
$167,089
Score: 54.7
Earthquake
$119,992
Score: 20.8
UNUSUALLY HIGH
Coastal Flooding
$86,328
Score: 83.1
Strong Wind
$39,373
Score: 14.8
Winter Weather
$19,855
Score: 34.3
Ice Storm
$15,597
Score: 12.0
Landslide
$0
Score: 4.3

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 94.4
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 15.0
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.1

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Locations

Zip Code 70124Zip Code 70116Zip Code 70112Zip Code 70122Zip Code 70125Zip Code 70113