Climate Risk Summary

Zip Code 70114, Risk Profile

The primary drivers of climate-related financial risk in New Orleans, LA (70114) are Hurricane, Inland Flooding, and Cold Wave. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Hurricane

$10,357,220

Expected Annual Loss for Zip Code 70114

95.4Score

Very High compared to US average

70114
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,845,524

Expected Annual Loss for Zip Code 70114

14.0Score

Relatively Low compared to US average

70114
Minimal Estimated LossMax Estimated Loss

Cold Wave

$885,322

Expected Annual Loss for Zip Code 70114

67.9Score

Relatively High compared to US average

70114
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$10,357,220
Score: 95.4
MAJOR DRIVER
Inland Flooding
$1,845,524
Score: 14.0
MAJOR DRIVER
Cold Wave
$885,322
Score: 67.9
Heat Wave
$479,828
Score: 62.1
Lightning
$173,438
Score: 68.0
Tornado
$96,090
Score: 24.0
Hail
$63,119
Score: 50.5
Earthquake
$62,255
Score: 21.8
UNUSUALLY HIGH
Coastal Flooding
$53,081
Score: 84.4
Strong Wind
$18,883
Score: 14.8
Winter Weather
$11,809
Score: 38.0
Ice Storm
$820
Score: 1.8
Wildfire
$256
Score: 8.9
Landslide
$2
Score: 25.0

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 95.4
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 14.0
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.9
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.4

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Locations

Zip Code 70053Zip Code 70056Zip Code 70117Zip Code 70131Zip Code 70032Zip Code 70130