Climate Risk Summary

Gueydan, LA Risk Profile

The primary drivers of climate-related financial risk in Gueydan, LA are Hurricane, Drought, and Inland Flooding. This area also faces an unusually high intensity for Lightning and Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Gueydan.

Primary Risks

Hurricane

$222,005

Expected Annual Loss for Gueydan

95.8Score

Relatively High compared to US average

Gueydan
Minimal Estimated LossMax Estimated Loss

Drought

$121,593

Expected Annual Loss for Gueydan

99.0Score

Relatively High compared to US average

Gueydan
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$83,241

Expected Annual Loss for Gueydan

37.5Score

Relatively Low compared to US average

Gueydan
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$222,005
Score: 95.8
MAJOR DRIVER
Drought
$121,593
Score: 99.0
MAJOR DRIVER
Inland Flooding
$83,241
Score: 37.5
Cold Wave
$20,847
Score: 70.8
Heat Wave
$8,570
Score: 57.2
UNUSUALLY HIGH
Lightning
$8,325
Score: 90.3
Tornado
$7,129
Score: 41.4
UNUSUALLY HIGH
Coastal Flooding
$1,740
Score: 86.4
Ice Storm
$1,562
Score: 65.8
Strong Wind
$1,095
Score: 25.8
Hail
$1,058
Score: 46.7
Earthquake
$937
Score: 18.6
Wildfire
$758
Score: 78.3
Winter Weather
$65
Score: 21.9
Landslide
$0
Score: 38.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 95.8
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.0
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 57.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 65.8
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 78.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Gueydan