Climate Risk Summary

Zip Code 70526, Risk Profile

The primary drivers of climate-related financial risk in Crowley, LA (70526) are Hurricane, Inland Flooding, and Cold Wave. This area also faces an unusually high intensity for Drought, Lightning, and Ice Storm compared to national averages.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

/ It represents the "average cost" rather than a guaranteed yearly bill.
/ It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Hurricane

$7,263,616

Expected Annual Loss for Zip Code 70526

96.7Score

Very High compared to US average

70526

Minimal Estimated LossMax Estimated Loss

Inland Flooding

$7,162,974

Expected Annual Loss for Zip Code 70526

85.5Score

Very High compared to US average

70526

Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,052,246

Expected Annual Loss for Zip Code 70526

85.2Score

Relatively High compared to US average

70526

Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Hurricane

$7,263,616

Score: 96.7

MAJOR DRIVER

Inland Flooding

$7,162,974

Score: 85.5

MAJOR DRIVER

Cold Wave

$1,052,246

Score: 85.2

Tornado

$550,970

Score: 64.8

UNUSUALLY HIGH

Drought

$451,112

Score: 90.1

Heat Wave

$338,885

Score: 71.5

UNUSUALLY HIGH

Lightning

$286,320

Score: 93.1

UNUSUALLY HIGH

Ice Storm

$87,563

Score: 82.5

Strong Wind

$86,218

Score: 55.3

Earthquake

$56,607

Score: 33.6

Hail

$40,588

Score: 55.4

Coastal Flooding

$13,831

Score: 65.3

Wildfire

$8,328

Score: 58.2

Winter Weather

$8,086

Score: 44.3

Landslide

Score: 38.4

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 96.7

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 85.5

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 85.2

🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.1

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.1

❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 82.5

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0 - Dec 2025)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Locations

Zip Code 70531 Zip Code 70578 Zip Code 70534 Zip Code 70559 Zip Code 70543 Zip Code 70548