Climate Risk Summary

Cameron, LA Risk Profile

The primary drivers of climate-related financial risk in Cameron, LA are Coastal Flooding, Hurricane, and Wildfire. This area also faces an unusually high intensity for Lightning and Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Cameron.

Primary Risks

Coastal Flooding

$1,103,382

Expected Annual Loss for Cameron

99.9Score

Very High compared to US average

Cameron (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Hurricane

$276,576

Expected Annual Loss for Cameron

91.9Score

Relatively High compared to US average

Cameron
Minimal Estimated LossMax Estimated Loss

Wildfire

$141,176

Expected Annual Loss for Cameron

97.4Score

Relatively High compared to US average

Cameron
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Coastal Flooding
$1,103,382
Score: 99.9
MAJOR DRIVER
Hurricane
$276,576
Score: 91.9
MAJOR DRIVER
Wildfire
$141,176
Score: 97.4
UNUSUALLY HIGH
Lightning
$92,526
Score: 99.7
Inland Flooding
$42,899
Score: 2.0
Tornado
$27,580
Score: 50.0
Cold Wave
$10,019
Score: 33.2
Strong Wind
$9,318
Score: 56.7
Heat Wave
$3,076
Score: 8.7
UNUSUALLY HIGH
Drought
$2,505
Score: 85.7
Hail
$2,188
Score: 44.0
Ice Storm
$1,839
Score: 46.1
Earthquake
$624
Score: 7.8
Winter Weather
$251
Score: 25.6
Landslide
$1
Score: 42.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 91.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 97.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 56.7
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 85.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

CarlyssHackberryLake CharlesMoss BluffPrien

Zip Codes in Cameron

70631