Climate Risk Summary

Zip Code 70038, Risk Profile

The primary drivers of climate-related financial risk in Boothville, LA (70038) are Hurricane, Coastal Flooding, and Drought.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

/ It represents the "average cost" rather than a guaranteed yearly bill.
/ It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Hurricane

$1,733,535

Expected Annual Loss for Zip Code 70038

95.7Score

Very High compared to US average

70038

Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$454,371

Expected Annual Loss for Zip Code 70038

93.1Score

Very High compared to US average

70038

Minimal Estimated LossMax Estimated Loss

Drought

$309,893

Expected Annual Loss for Zip Code 70038

91.1Score

Relatively High compared to US average

70038

Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Hurricane

$1,733,535

Score: 95.7

MAJOR DRIVER

Coastal Flooding

$454,371

Score: 93.1

MAJOR DRIVER

Drought

$309,893

Score: 91.1

Inland Flooding

$95,834

Score: 2.6

Tornado

$62,973

Score: 42.5

Cold Wave

$61,297

Score: 46.8

Heat Wave

$49,323

Score: 46.0

Lightning

$22,084

Score: 63.1

Hail

$7,387

Score: 42.0

Earthquake

$4,770

Score: 15.5

Strong Wind

$2,346

Score: 13.1

Wildfire

$1,417

Score: 58.2

Winter Weather

$786

Score: 25.4

Ice Storm

$623

Score: 6.6

Landslide

Score: 34.0

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 95.7

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.1

🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.1

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0 - Dec 2025)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Locations

Zip Code 70041 Zip Code 70091 Zip Code 70050 Zip Code 70083 Zip Code 70085 Zip Code 70082