Climate Risk Summary

Baldwin, LA Risk Profile

The primary drivers of climate-related financial risk in Baldwin, LA are Hurricane, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Coastal Flooding and Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Baldwin.

Primary Risks

Hurricane

$1,058,587

Expected Annual Loss for Baldwin

96.2Score

Relatively High compared to US average

Baldwin
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$184,562

Expected Annual Loss for Baldwin

12.3Score

Very Low compared to US average

Baldwin
Minimal Estimated LossMax Estimated Loss

Tornado

$130,204

Expected Annual Loss for Baldwin

69.9Score

Relatively Moderate compared to US average

Baldwin
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$1,058,587
Score: 96.2
MAJOR DRIVER
Inland Flooding
$184,562
Score: 12.3
MAJOR DRIVER
Tornado
$130,204
Score: 69.9
Cold Wave
$72,700
Score: 65.6
Heat Wave
$28,129
Score: 47.7
UNUSUALLY HIGH
Coastal Flooding
$14,527
Score: 89.1
Lightning
$10,752
Score: 55.5
Strong Wind
$9,636
Score: 41.7
UNUSUALLY HIGH
Drought
$5,460
Score: 86.5
Earthquake
$4,442
Score: 19.7
Hail
$4,368
Score: 45.9
Ice Storm
$2,349
Score: 37.3
Winter Weather
$902
Score: 34.3
Wildfire
$72
Score: 38.9
Landslide
$0
Score: 21.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 96.2
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 69.9
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.5
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Bayou VistaBerwickCharentonFranklinJeanerette

Zip Codes in Baldwin

7051470538