Climate Risk Summary

Audubon Park, KY Risk Profile

The primary drivers of climate-related financial risk in Audubon Park, KY are Inland Flooding, Tornado, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Audubon Park.

Primary Risks

Inland Flooding

$180,980

Expected Annual Loss for Audubon Park

12.8Score

Very Low compared to US average

Audubon Park
Minimal Estimated LossMax Estimated Loss

Tornado

$156,186

Expected Annual Loss for Audubon Park

75.6Score

Relatively High compared to US average

Audubon Park
Minimal Estimated LossMax Estimated Loss

Earthquake

$41,738

Expected Annual Loss for Audubon Park

63.6Score

Relatively Low compared to US average

Audubon Park
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$180,980
Score: 12.8
MAJOR DRIVER
Tornado
$156,186
Score: 75.6
MAJOR DRIVER
Earthquake
$41,738
Score: 63.6
Cold Wave
$19,346
Score: 35.2
Heat Wave
$16,130
Score: 31.0
Strong Wind
$3,783
Score: 23.0
Hail
$2,971
Score: 40.0
Lightning
$2,247
Score: 18.4
Ice Storm
$1,141
Score: 20.9
Winter Weather
$851
Score: 34.0
Wildfire
$177
Score: 50.3
Hurricane
$39
Score: 17.0
Landslide
$0
Score: 13.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 75.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 50.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Audubon Park