Climate Risk Summary

Eastborough, KS Risk Profile

The primary drivers of climate-related financial risk in Eastborough, KS are Inland Flooding, Tornado, and Cold Wave. This area also faces an unusually high intensity for Hail and Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Eastborough.

Primary Risks

Inland Flooding

$272,802

Expected Annual Loss for Eastborough

63.2Score

Relatively Moderate compared to US average

Eastborough
Minimal Estimated LossMax Estimated Loss

Tornado

$101,636

Expected Annual Loss for Eastborough

83.3Score

Relatively High compared to US average

Eastborough
Minimal Estimated LossMax Estimated Loss

Cold Wave

$91,800

Expected Annual Loss for Eastborough

87.1Score

Relatively High compared to US average

Eastborough
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$272,802
Score: 63.2
MAJOR DRIVER
Tornado
$101,636
Score: 83.3
MAJOR DRIVER
Cold Wave
$91,800
Score: 87.1
Heat Wave
$35,069
Score: 78.3
UNUSUALLY HIGH
Hail
$24,107
Score: 86.4
UNUSUALLY HIGH
Ice Storm
$16,327
Score: 92.9
Lightning
$6,126
Score: 62.4
Strong Wind
$3,876
Score: 38.2
Earthquake
$2,113
Score: 20.0
Winter Weather
$2,068
Score: 69.3
Hurricane
$80
Score: 24.5
Wildfire
$23
Score: 35.0
Landslide
$0
Score: 26.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 63.2
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 83.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.1
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 78.3
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 86.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 92.9
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.4
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Eastborough