Climate Risk Summary

Cimarron Hills, CO Risk Profile

The primary drivers of climate-related financial risk in Cimarron Hills, CO are Inland Flooding, Tornado, and Hail. This area also faces an unusually high intensity for Lightning and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Cimarron Hills.

Primary Risks

Inland Flooding

$1,520,573

Expected Annual Loss for Cimarron Hills

27.5Score

Relatively Moderate compared to US average

Cimarron Hills
Minimal Estimated LossMax Estimated Loss

Tornado

$599,304

Expected Annual Loss for Cimarron Hills

65.8Score

Relatively High compared to US average

Cimarron Hills
Minimal Estimated LossMax Estimated Loss

Hail

$398,473

Expected Annual Loss for Cimarron Hills

89.0Score

Relatively High compared to US average

Cimarron Hills
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,520,573
Score: 27.5
MAJOR DRIVER
Tornado
$599,304
Score: 65.8
MAJOR DRIVER
Hail
$398,473
Score: 89.0
UNUSUALLY HIGH
Lightning
$152,707
Score: 82.7
UNUSUALLY HIGH
Winter Weather
$128,057
Score: 95.2
Cold Wave
$94,864
Score: 33.0
Strong Wind
$70,716
Score: 48.9
Wildfire
$72,994
Score: 76.3
Heat Wave
$52,222
Score: 17.3
Earthquake
$30,990
Score: 22.6
Ice Storm
$5,567
Score: 18.0
Volcanic Activity
$5
Score: 61.6
Landslide
$0
Score: 14.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 65.8
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 89.0
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.2
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 76.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Air Force AcademyBlack ForestColorado SpringsFort CarsonFountain

Zip Codes in Cimarron Hills

8091580916809228092980938