Climate Risk Summary

Salt Creek Commons, IN Risk Profile

The primary drivers of climate-related financial risk in Salt Creek Commons, IN are Inland Flooding, Tornado, and Cold Wave. This area also faces an unusually high intensity for Strong Wind and Wildfire compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Salt Creek Commons.

Primary Risks

Inland Flooding

$191,752

Expected Annual Loss for Salt Creek Commons

37.5Score

Relatively Low compared to US average

Salt Creek Commons
Minimal Estimated LossMax Estimated Loss

Tornado

$111,596

Expected Annual Loss for Salt Creek Commons

82.0Score

Relatively High compared to US average

Salt Creek Commons
Minimal Estimated LossMax Estimated Loss

Cold Wave

$105,243

Expected Annual Loss for Salt Creek Commons

87.0Score

Relatively High compared to US average

Salt Creek Commons
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$191,752
Score: 37.5
MAJOR DRIVER
Tornado
$111,596
Score: 82.0
MAJOR DRIVER
Cold Wave
$105,243
Score: 87.0
UNUSUALLY HIGH
Strong Wind
$22,278
Score: 80.4
Heat Wave
$9,606
Score: 33.1
Earthquake
$5,306
Score: 32.1
UNUSUALLY HIGH
Wildfire
$3,074
Score: 82.0
Lightning
$3,050
Score: 37.3
Winter Weather
$1,594
Score: 59.4
Hail
$1,253
Score: 35.6
Ice Storm
$641
Score: 21.0
Hurricane
$24
Score: 17.4
Landslide
$11
Score: 70.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 82.0
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.0
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 80.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 82.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 70.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AberdeenChestertonHobartPortageShorewood Forest

Zip Codes in Salt Creek Commons

46385
Climate Risk Analysis for Salt Creek Commons, IN