Climate Risk Summary

Mokena, IL Risk Profile

The primary drivers of climate-related financial risk in Mokena, IL are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Mokena.

Primary Risks

Inland Flooding

$5,478,331

Expected Annual Loss for Mokena

64.3Score

Very High compared to US average

Mokena
Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,786,112

Expected Annual Loss for Mokena

89.4Score

Very High compared to US average

Mokena
Minimal Estimated LossMax Estimated Loss

Tornado

$1,551,706

Expected Annual Loss for Mokena

82.0Score

Very High compared to US average

Mokena
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$5,478,331
Score: 64.3
MAJOR DRIVER
Cold Wave
$1,786,112
Score: 89.4
MAJOR DRIVER
Tornado
$1,551,706
Score: 82.0
Heat Wave
$211,104
Score: 50.7
Earthquake
$171,806
Score: 50.6
Lightning
$38,138
Score: 38.4
Strong Wind
$17,854
Score: 19.9
Winter Weather
$15,226
Score: 53.3
Ice Storm
$13,246
Score: 33.5
Hail
$12,203
Score: 32.7
Wildfire
$1,911
Score: 37.5
Hurricane
$294
Score: 17.5
Drought
$207
Score: 70.8
Landslide
$53
Score: 53.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 64.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.4
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 82.0
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 50.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 53.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

FrankfortFrankfort SquareHomer GlenMattesonNew Lenox

Zip Codes in Mokena

6042360448604516046760487