Climate Risk Summary

Attica, IN Risk Profile

The primary drivers of climate-related financial risk in Attica, IN are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Strong Wind, Lightning, Hail, and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Attica.

Primary Risks

Inland Flooding

$487,012

Expected Annual Loss for Attica

32.9Score

Relatively Moderate compared to US average

Attica
Minimal Estimated LossMax Estimated Loss

Cold Wave

$382,377

Expected Annual Loss for Attica

88.7Score

Relatively High compared to US average

Attica
Minimal Estimated LossMax Estimated Loss

Tornado

$165,924

Expected Annual Loss for Attica

64.5Score

Relatively Moderate compared to US average

Attica
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$487,012
Score: 32.9
MAJOR DRIVER
Cold Wave
$382,377
Score: 88.7
MAJOR DRIVER
Tornado
$165,924
Score: 64.5
UNUSUALLY HIGH
Strong Wind
$147,896
Score: 91.8
UNUSUALLY HIGH
Lightning
$92,083
Score: 95.2
Earthquake
$59,104
Score: 58.6
UNUSUALLY HIGH
Hail
$58,196
Score: 81.2
Drought
$32,887
Score: 40.1
Heat Wave
$41,797
Score: 43.8
UNUSUALLY HIGH
Winter Weather
$14,782
Score: 83.6
Ice Storm
$4,224
Score: 39.4
Hurricane
$1,903
Score: 37.4
Wildfire
$215
Score: 45.6
Landslide
$124
Score: 59.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.7
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 64.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 91.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.2
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.6
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 81.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 59.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

DanvilleCovingtonCrawfordsvilleFowlerLafayette

Zip Codes in Attica

47918