Climate Risk Summary

Warrenville, IL Risk Profile

The primary drivers of climate-related financial risk in Warrenville, IL are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Warrenville.

Primary Risks

Inland Flooding

$3,907,720

Expected Annual Loss for Warrenville

72.8Score

Relatively High compared to US average

Warrenville
Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,076,020

Expected Annual Loss for Warrenville

88.5Score

Relatively High compared to US average

Warrenville
Minimal Estimated LossMax Estimated Loss

Tornado

$1,005,088

Expected Annual Loss for Warrenville

83.1Score

Relatively High compared to US average

Warrenville
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,907,720
Score: 72.8
MAJOR DRIVER
Cold Wave
$1,076,020
Score: 88.5
MAJOR DRIVER
Tornado
$1,005,088
Score: 83.1
Earthquake
$189,690
Score: 59.4
Strong Wind
$158,049
Score: 75.4
Heat Wave
$83,826
Score: 36.2
Lightning
$40,104
Score: 50.9
Winter Weather
$6,728
Score: 44.8
Hail
$5,730
Score: 26.7
Ice Storm
$4,987
Score: 20.6
Drought
$1,847
Score: 73.4
Wildfire
$1,844
Score: 38.7
Hurricane
$181
Score: 16.8
Landslide
$6
Score: 36.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 72.8
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.5
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 83.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 75.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.9
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Warrenville

Climate Risk Analysis for Warrenville, IL