Climate Risk Summary

Orland Hills, IL Risk Profile

The primary drivers of climate-related financial risk in Orland Hills, IL are Cold Wave, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Heat Wave compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Orland Hills.

Primary Risks

Cold Wave

$529,299

Expected Annual Loss for Orland Hills

95.0Score

Very High compared to US average

Orland Hills
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$502,263

Expected Annual Loss for Orland Hills

37.7Score

Relatively Moderate compared to US average

Orland Hills
Minimal Estimated LossMax Estimated Loss

Tornado

$261,667

Expected Annual Loss for Orland Hills

78.8Score

Relatively High compared to US average

Orland Hills
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Cold Wave
$529,299
Score: 95.0
MAJOR DRIVER
Inland Flooding
$502,263
Score: 37.7
MAJOR DRIVER
Tornado
$261,667
Score: 78.8
UNUSUALLY HIGH
Heat Wave
$153,615
Score: 85.9
Earthquake
$41,193
Score: 54.6
Strong Wind
$8,282
Score: 29.9
Hail
$6,959
Score: 47.7
Winter Weather
$3,141
Score: 52.2
Ice Storm
$2,503
Score: 29.8
Lightning
$2,144
Score: 12.6
Hurricane
$37
Score: 15.2
Wildfire
$2
Score: 8.6
Landslide
$0
Score: 5.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.0
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 78.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 85.9
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

FrankfortFrankfort SquareMokenaOak ForestOrland Park

Zip Codes in Orland Hills

604626046760487