Climate Risk Summary

Glenview, IL Risk Profile

The primary drivers of climate-related financial risk in Glenview, IL are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Heat Wave compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Glenview.

Primary Risks

Inland Flooding

$19,355,483

Expected Annual Loss for Glenview

79.2Score

Very High compared to US average

Glenview
Minimal Estimated LossMax Estimated Loss

Cold Wave

$7,053,251

Expected Annual Loss for Glenview

95.6Score

Very High compared to US average

Glenview
Minimal Estimated LossMax Estimated Loss

Tornado

$3,864,025

Expected Annual Loss for Glenview

84.8Score

Very High compared to US average

Glenview
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$19,355,483
Score: 79.2
MAJOR DRIVER
Cold Wave
$7,053,251
Score: 95.6
MAJOR DRIVER
Tornado
$3,864,025
Score: 84.8
UNUSUALLY HIGH
Heat Wave
$1,931,631
Score: 86.5
Earthquake
$599,357
Score: 59.1
Hail
$166,921
Score: 61.2
Strong Wind
$124,925
Score: 37.4
Winter Weather
$50,574
Score: 61.0
Lightning
$29,274
Score: 15.6
Ice Storm
$21,968
Score: 24.7
Hurricane
$874
Score: 18.2
Wildfire
$455
Score: 18.1
Drought
$101
Score: 26.0
Landslide
$12
Score: 28.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 79.2
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.6
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 84.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 86.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.1
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 61.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Glenview