Climate Risk Summary

Crystal Lawns, IL Risk Profile

The primary drivers of climate-related financial risk in Crystal Lawns, IL are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Crystal Lawns.

Primary Risks

Inland Flooding

$786,443

Expected Annual Loss for Crystal Lawns

72.2Score

Relatively High compared to US average

Crystal Lawns
Minimal Estimated LossMax Estimated Loss

Cold Wave

$290,769

Expected Annual Loss for Crystal Lawns

92.5Score

Relatively High compared to US average

Crystal Lawns
Minimal Estimated LossMax Estimated Loss

Tornado

$228,885

Expected Annual Loss for Crystal Lawns

84.6Score

Relatively High compared to US average

Crystal Lawns
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$786,443
Score: 72.2
MAJOR DRIVER
Cold Wave
$290,769
Score: 92.5
MAJOR DRIVER
Tornado
$228,885
Score: 84.6
Heat Wave
$34,316
Score: 54.8
Earthquake
$22,746
Score: 49.5
Lightning
$6,107
Score: 39.1
Strong Wind
$2,593
Score: 18.1
Winter Weather
$2,389
Score: 54.2
Ice Storm
$1,908
Score: 32.2
Hail
$1,574
Score: 30.2
Drought
$52
Score: 71.9
Hurricane
$37
Score: 16.6
Wildfire
$27
Score: 18.4
Landslide
$1
Score: 33.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 72.2
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 92.5
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 84.6
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 54.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.2
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BolingbrookCrest HillJolietLockportPlainfield

Zip Codes in Crystal Lawns

604316043560586