Climate Risk Summary

Campton Hills, IL Risk Profile

The primary drivers of climate-related financial risk in Campton Hills, IL are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Campton Hills.

Primary Risks

Inland Flooding

$2,966,130

Expected Annual Loss for Campton Hills

56.1Score

Relatively High compared to US average

Campton Hills
Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,062,596

Expected Annual Loss for Campton Hills

86.7Score

Relatively High compared to US average

Campton Hills
Minimal Estimated LossMax Estimated Loss

Tornado

$890,384

Expected Annual Loss for Campton Hills

76.3Score

Relatively High compared to US average

Campton Hills
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,966,130
Score: 56.1
MAJOR DRIVER
Cold Wave
$1,062,596
Score: 86.7
MAJOR DRIVER
Tornado
$890,384
Score: 76.3
Heat Wave
$78,979
Score: 27.5
Earthquake
$70,686
Score: 37.5
Strong Wind
$32,702
Score: 31.2
Lightning
$28,711
Score: 35.8
Hail
$14,078
Score: 37.6
UNUSUALLY HIGH
Drought
$11,338
Score: 81.4
Winter Weather
$4,805
Score: 34.4
Ice Storm
$4,627
Score: 14.9
Wildfire
$964
Score: 46.7
Hurricane
$220
Score: 17.0
Landslide
$63
Score: 62.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 56.1
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.7
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 76.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 62.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BataviaElburnElginGenevaSt. Charles

Zip Codes in Campton Hills

601196012460175