Climate Risk Summary

Clarkston Heights-Vineland, WA Risk Profile

The primary drivers of climate-related financial risk in Clarkston Heights-Vineland, WA are Inland Flooding, Wildfire, and Heat Wave. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Clarkston Heights-Vineland.

Primary Risks

Inland Flooding

$875,303

Expected Annual Loss for Clarkston Heights-Vineland

63.6Score

Relatively High compared to US average

Clarkston Heights-Vineland
Minimal Estimated LossMax Estimated Loss

Wildfire

$450,597

Expected Annual Loss for Clarkston Heights-Vineland

96.1Score

Relatively High compared to US average

Clarkston Heights-Vineland
Minimal Estimated LossMax Estimated Loss

Heat Wave

$95,563

Expected Annual Loss for Clarkston Heights-Vineland

74.1Score

Relatively Moderate compared to US average

Clarkston Heights-Vineland
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$875,303
Score: 63.6
MAJOR DRIVER
Wildfire
$450,597
Score: 96.1
MAJOR DRIVER
Heat Wave
$95,563
Score: 74.1
Cold Wave
$40,046
Score: 41.2
Strong Wind
$15,510
Score: 44.6
Earthquake
$13,506
Score: 31.8
Tornado
$7,058
Score: 15.6
Lightning
$6,193
Score: 30.2
Hail
$4,616
Score: 41.0
Winter Weather
$3,686
Score: 55.6
UNUSUALLY HIGH
Landslide
$2,179
Score: 84.4
Ice Storm
$2,068
Score: 25.0
Drought
$63
Score: 57.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 63.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 96.1
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 74.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 84.4
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Clarkston Heights-Vineland