Climate Risk Summary

Makaha, HI Risk Profile

The primary drivers of climate-related financial risk in Makaha, HI are Inland Flooding, Wildfire, and Tsunami. This area also faces an unusually high intensity for Lightning and Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Makaha.

Primary Risks

Inland Flooding

$2,055,996

Expected Annual Loss for Makaha

69.5Score

Relatively High compared to US average

Makaha
Minimal Estimated LossMax Estimated Loss

Wildfire

$1,448,306

Expected Annual Loss for Makaha

97.5Score

Very High compared to US average

Makaha
Minimal Estimated LossMax Estimated Loss

Tsunami

$1,262,233

Expected Annual Loss for Makaha

85.2Score

Relatively Moderate compared to US average

Makaha
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,055,996
Score: 69.5
MAJOR DRIVER
Wildfire
$1,448,306
Score: 97.5
MAJOR DRIVER
Tsunami
$1,262,233
Score: 85.2
Earthquake
$136,984
Score: 63.2
UNUSUALLY HIGH
Lightning
$119,540
Score: 90.3
Landslide
$14,590
Score: 56.4
UNUSUALLY HIGH
Coastal Flooding
$11,824
Score: 82.7
Tornado
$5,366
Score: 5.8
Hurricane
$2,968
Score: 36.2
Strong Wind
$564
Score: 3.6
Hail
$283
Score: 2.9
Drought
$1
Score: 31.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 69.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 97.5
🏠Low Investment

Tsunami Mitigation

General property maintenance and insurance review recommended.

Risk Score: 85.2
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 56.4
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

HaleiwaMailiMakakiloMokuleiaNanakuli

Zip Codes in Makaha

96792