Climate Risk Summary

Leilani Estates, HI Risk Profile

The primary drivers of climate-related financial risk in Leilani Estates, HI are Inland Flooding, Earthquake, and Volcanic Activity. This area also faces an unusually high intensity for Wildfire, Lightning, and Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Leilani Estates.

Primary Risks

Inland Flooding

$1,203,199

Expected Annual Loss for Leilani Estates

99.7Score

Very High compared to US average

Leilani Estates (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Earthquake

$979,034

Expected Annual Loss for Leilani Estates

99.1Score

Very High compared to US average

Leilani Estates
Minimal Estimated LossMax Estimated Loss

Volcanic Activity

$226,661

Expected Annual Loss for Leilani Estates

99.9Score

Very High compared to US average

Leilani Estates (OUTLIER)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,203,199
Score: 99.7
MAJOR DRIVER
Earthquake
$979,034
Score: 99.1
MAJOR DRIVER
Volcanic Activity
$226,661
Score: 99.9
UNUSUALLY HIGH
Wildfire
$55,411
Score: 97.0
Tsunami
$41,802
Score: 78.8
UNUSUALLY HIGH
Lightning
$9,759
Score: 90.0
UNUSUALLY HIGH
Coastal Flooding
$5,416
Score: 90.4
Hurricane
$2,699
Score: 53.7
Tornado
$41
Score: 1.5
Strong Wind
$39
Score: 2.5
Hail
$23
Score: 2.3
Landslide
$1
Score: 56.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 99.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.1
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 97.0
🏠Low Investment

Tsunami Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.0
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.4
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 53.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 56.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Leilani Estates

Climate Risk Analysis for Leilani Estates, HI