Climate Risk Summary

Ewa Gentry, HI Risk Profile

The primary drivers of climate-related financial risk in Ewa Gentry, HI are Inland Flooding, Earthquake, and Wildfire. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Ewa Gentry.

Primary Risks

Inland Flooding

$10,988,695

Expected Annual Loss for Ewa Gentry

86.3Score

Relatively High compared to US average

Ewa Gentry
Minimal Estimated LossMax Estimated Loss

Earthquake

$3,114,134

Expected Annual Loss for Ewa Gentry

82.2Score

Relatively High compared to US average

Ewa Gentry
Minimal Estimated LossMax Estimated Loss

Wildfire

$397,504

Expected Annual Loss for Ewa Gentry

71.2Score

Relatively High compared to US average

Ewa Gentry
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$10,988,695
Score: 86.3
MAJOR DRIVER
Earthquake
$3,114,134
Score: 82.2
MAJOR DRIVER
Wildfire
$397,504
Score: 71.2
UNUSUALLY HIGH
Lightning
$275,903
Score: 83.8
Tornado
$13,090
Score: 4.5
Hurricane
$7,062
Score: 34.0
Ice Storm
$4,088
Score: 6.8
Strong Wind
$1,413
Score: 2.8
Hail
$677
Score: 2.2
Landslide
$1
Score: 5.0
Drought
$0
Score: 13.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 86.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.2
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 71.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Ewa Gentry