Climate Risk Summary

Sylvester, GA Risk Profile

The primary drivers of climate-related financial risk in Sylvester, GA are Tornado, Inland Flooding, and Hurricane. This area also faces an unusually high intensity for Drought, Strong Wind, Lightning, and Wildfire compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Sylvester.

Primary Risks

Tornado

$130,111

Expected Annual Loss for Sylvester

95.0Score

Very High compared to US average

Sylvester
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$114,056

Expected Annual Loss for Sylvester

35.5Score

Relatively Low compared to US average

Sylvester
Minimal Estimated LossMax Estimated Loss

Hurricane

$81,613

Expected Annual Loss for Sylvester

86.7Score

Relatively Moderate compared to US average

Sylvester
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Tornado
$130,111
Score: 95.0
MAJOR DRIVER
Inland Flooding
$114,056
Score: 35.5
MAJOR DRIVER
Hurricane
$81,613
Score: 86.7
Cold Wave
$28,677
Score: 69.9
UNUSUALLY HIGH
Drought
$15,923
Score: 94.4
UNUSUALLY HIGH
Strong Wind
$15,413
Score: 82.6
UNUSUALLY HIGH
Lightning
$14,488
Score: 93.5
Heat Wave
$13,917
Score: 61.4
Earthquake
$13,566
Score: 62.4
Hail
$3,938
Score: 64.3
UNUSUALLY HIGH
Wildfire
$1,545
Score: 80.6
Winter Weather
$736
Score: 52.3
Ice Storm
$214
Score: 10.3
Landslide
$0
Score: 28.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 95.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 86.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.9
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 82.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 61.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.4
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 64.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 80.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Sylvester

Climate Risk Analysis for Sylvester, GA