Climate Risk Summary

Hampton, GA Risk Profile

The primary drivers of climate-related financial risk in Hampton, GA are Inland Flooding, Tornado, and Cold Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hampton.

Primary Risks

Inland Flooding

$351,160

Expected Annual Loss for Hampton

19.4Score

Relatively Low compared to US average

Hampton
Minimal Estimated LossMax Estimated Loss

Tornado

$123,907

Expected Annual Loss for Hampton

59.3Score

Relatively Moderate compared to US average

Hampton
Minimal Estimated LossMax Estimated Loss

Cold Wave

$55,205

Expected Annual Loss for Hampton

48.1Score

Relatively Moderate compared to US average

Hampton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$351,160
Score: 19.4
MAJOR DRIVER
Tornado
$123,907
Score: 59.3
MAJOR DRIVER
Cold Wave
$55,205
Score: 48.1
Heat Wave
$26,746
Score: 32.9
Hail
$24,871
Score: 69.1
Earthquake
$21,638
Score: 36.8
Lightning
$17,441
Score: 58.3
Strong Wind
$13,647
Score: 40.1
Hurricane
$5,837
Score: 47.0
Drought
$2,892
Score: 57.5
Ice Storm
$4,817
Score: 45.1
Winter Weather
$398
Score: 21.6
Wildfire
$151
Score: 43.8
Landslide
$1
Score: 41.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 59.3
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 69.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BonanzaExperimentGriffinHeron BayIrondale

Zip Codes in Hampton

30228