Climate Risk Summary

Pelican Marsh, FL Risk Profile

The primary drivers of climate-related financial risk in Pelican Marsh, FL are Hurricane, Inland Flooding, and Lightning. This area also faces an unusually high intensity for Coastal Flooding and Wildfire compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Pelican Marsh.

Primary Risks

Hurricane

$2,131,075

Expected Annual Loss for Pelican Marsh

99.3Score

Very High compared to US average

Pelican Marsh (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,111,451

Expected Annual Loss for Pelican Marsh

92.4Score

Very High compared to US average

Pelican Marsh
Minimal Estimated LossMax Estimated Loss

Lightning

$27,246

Expected Annual Loss for Pelican Marsh

88.6Score

Very High compared to US average

Pelican Marsh
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$2,131,075
Score: 99.3
MAJOR DRIVER
Inland Flooding
$1,111,451
Score: 92.4
MAJOR DRIVER
Lightning
$27,246
Score: 88.6
Tornado
$25,995
Score: 44.2
Heat Wave
$21,022
Score: 49.5
Cold Wave
$21,927
Score: 43.5
UNUSUALLY HIGH
Coastal Flooding
$7,227
Score: 87.3
UNUSUALLY HIGH
Wildfire
$4,294
Score: 82.0
Strong Wind
$3,323
Score: 26.5
Earthquake
$1,345
Score: 11.2
Hail
$189
Score: 9.8
Landslide
$9
Score: 66.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 99.3
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 92.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 82.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 66.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Bonita SpringsGolden GateIsland WalkNaplesNaples Park

Zip Codes in Pelican Marsh