Climate Risk Summary

Ormond-by-the-Sea, FL Risk Profile

The primary drivers of climate-related financial risk in Ormond-by-the-Sea, FL are Hurricane, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Ormond-by-the-Sea.

Primary Risks

Hurricane

$1,116,733

Expected Annual Loss for Ormond-by-the-Sea

90.5Score

Relatively High compared to US average

Ormond-by-the-Sea
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$660,453

Expected Annual Loss for Ormond-by-the-Sea

19.9Score

Relatively Low compared to US average

Ormond-by-the-Sea
Minimal Estimated LossMax Estimated Loss

Tornado

$294,128

Expected Annual Loss for Ormond-by-the-Sea

65.8Score

Relatively Moderate compared to US average

Ormond-by-the-Sea
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$1,116,733
Score: 90.5
MAJOR DRIVER
Inland Flooding
$660,453
Score: 19.9
MAJOR DRIVER
Tornado
$294,128
Score: 65.8
UNUSUALLY HIGH
Coastal Flooding
$82,912
Score: 89.7
Lightning
$59,007
Score: 78.2
Heat Wave
$23,203
Score: 14.9
Strong Wind
$20,317
Score: 35.6
Wildfire
$12,634
Score: 42.0
Earthquake
$5,217
Score: 10.9
Cold Wave
$4,274
Score: 17.9
Hail
$666
Score: 8.8
Landslide
$10
Score: 52.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.5
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 65.8
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.2
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 52.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BunnellDaytona BeachDaytona Beach ShoresFlagler BeachHolly Hill

Zip Codes in Ormond-by-the-Sea

32176
Climate Risk Analysis for Ormond-by-the-Sea, FL