Climate Risk Summary

Lantana, FL Risk Profile

The primary drivers of climate-related financial risk in Lantana, FL are Hurricane, Inland Flooding, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lantana.

Primary Risks

Hurricane

$1,494,986

Expected Annual Loss for Lantana

93.6Score

Relatively High compared to US average

Lantana
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$567,240

Expected Annual Loss for Lantana

20.9Score

Relatively Low compared to US average

Lantana
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$149,281

Expected Annual Loss for Lantana

81.5Score

Relatively High compared to US average

Lantana
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$1,494,986
Score: 93.6
MAJOR DRIVER
Inland Flooding
$567,240
Score: 20.9
MAJOR DRIVER
Coastal Flooding
$149,281
Score: 81.5
Heat Wave
$86,065
Score: 57.3
Tornado
$48,110
Score: 35.4
Lightning
$40,885
Score: 71.6
Strong Wind
$14,696
Score: 32.4
Cold Wave
$4,102
Score: 18.2
Wildfire
$1,300
Score: 42.1
Hail
$676
Score: 10.8
Earthquake
$415
Score: 1.4
Landslide
$3
Score: 43.4
Drought
$0
Score: 27.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 93.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 57.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Lantana