Climate Risk Summary

Kenneth City, FL Risk Profile

The primary drivers of climate-related financial risk in Kenneth City, FL are Inland Flooding, Hurricane, and Tornado. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kenneth City.

Primary Risks

Inland Flooding

$299,639

Expected Annual Loss for Kenneth City

53.8Score

Relatively Moderate compared to US average

Kenneth City
Minimal Estimated LossMax Estimated Loss

Hurricane

$85,088

Expected Annual Loss for Kenneth City

82.6Score

Relatively Moderate compared to US average

Kenneth City
Minimal Estimated LossMax Estimated Loss

Tornado

$41,255

Expected Annual Loss for Kenneth City

56.2Score

Relatively Moderate compared to US average

Kenneth City
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$299,639
Score: 53.8
MAJOR DRIVER
Hurricane
$85,088
Score: 82.6
MAJOR DRIVER
Tornado
$41,255
Score: 56.2
Cold Wave
$38,004
Score: 61.6
Lightning
$12,763
Score: 76.9
Heat Wave
$8,136
Score: 24.5
UNUSUALLY HIGH
Coastal Flooding
$1,898
Score: 82.8
Hail
$1,615
Score: 37.4
Earthquake
$683
Score: 7.9
Strong Wind
$666
Score: 11.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 53.8
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 82.6
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 56.2
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.9
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Kenneth City