Climate Risk Summary

Inwood, FL Risk Profile

The primary drivers of climate-related financial risk in Inwood, FL are Hurricane, Inland Flooding, and Strong Wind. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Inwood.

Primary Risks

Hurricane

$654,213

Expected Annual Loss for Inwood

90.0Score

Relatively High compared to US average

Inwood
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$275,546

Expected Annual Loss for Inwood

14.0Score

Relatively Low compared to US average

Inwood
Minimal Estimated LossMax Estimated Loss

Strong Wind

$176,445

Expected Annual Loss for Inwood

93.4Score

Very High compared to US average

Inwood
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$654,213
Score: 90.0
MAJOR DRIVER
Inland Flooding
$275,546
Score: 14.0
MAJOR DRIVER
Strong Wind
$176,445
Score: 93.4
Tornado
$68,236
Score: 48.4
UNUSUALLY HIGH
Lightning
$42,256
Score: 87.8
Heat Wave
$27,701
Score: 38.3
Cold Wave
$3,795
Score: 19.4
Earthquake
$3,336
Score: 12.3
Hail
$2,371
Score: 30.1
Wildfire
$965
Score: 16.1
Landslide
$0
Score: 21.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.0
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 93.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AuburndaleCypress GardensEagle LakeFussels CornerJan Phyl Village

Zip Codes in Inwood

338233388033881