Climate Risk Summary

Zip Code 33020, Risk Profile

The primary drivers of climate-related financial risk in Hollywood, FL (33020) are Hurricane, Inland Flooding, and Heat Wave.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Hurricane

$5,141,091

Expected Annual Loss for Zip Code 33020

90.4Score

Very High compared to US average

33020
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$4,212,047

Expected Annual Loss for Zip Code 33020

33.8Score

Very High compared to US average

33020
Minimal Estimated LossMax Estimated Loss

Heat Wave

$462,177

Expected Annual Loss for Zip Code 33020

57.1Score

Relatively Moderate compared to US average

33020
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$5,141,091
Score: 90.4
MAJOR DRIVER
Inland Flooding
$4,212,047
Score: 33.8
MAJOR DRIVER
Heat Wave
$462,177
Score: 57.1
Tornado
$295,035
Score: 38.1
Lightning
$287,754
Score: 78.7
Cold Wave
$201,853
Score: 33.1
Coastal Flooding
$174,099
Score: 60.5
Strong Wind
$24,342
Score: 16.4
Wildfire
$2,899
Score: 17.7
Earthquake
$2,510
Score: 2.0
Hail
$2,458
Score: 7.5
Landslide
$10
Score: 16.4

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.4
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 33.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 57.1

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Locations

Zip Code 33022Zip Code 33004Zip Code 33021Zip Code 33019Zip Code 33009Zip Code 33312