Climate Risk Summary

Feather Sound, FL Risk Profile

The primary drivers of climate-related financial risk in Feather Sound, FL are Hurricane, Inland Flooding, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Feather Sound.

Primary Risks

Hurricane

$407,756

Expected Annual Loss for Feather Sound

91.9Score

Relatively High compared to US average

Feather Sound
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$246,408

Expected Annual Loss for Feather Sound

28.7Score

Relatively Low compared to US average

Feather Sound
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$182,309

Expected Annual Loss for Feather Sound

97.8Score

Relatively High compared to US average

Feather Sound
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$407,756
Score: 91.9
MAJOR DRIVER
Inland Flooding
$246,408
Score: 28.7
MAJOR DRIVER
Coastal Flooding
$182,309
Score: 97.8
Tornado
$79,606
Score: 63.1
Cold Wave
$49,823
Score: 60.8
Lightning
$18,794
Score: 79.4
Heat Wave
$10,625
Score: 23.5
Hail
$8,485
Score: 61.5
Wildfire
$2,846
Score: 78.6
Earthquake
$2,372
Score: 14.7
Strong Wind
$2,177
Score: 18.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 91.9
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.8
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 63.1
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 60.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 79.4
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 61.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 78.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Feather Sound