Climate Risk Summary

Elfers, FL Risk Profile

The primary drivers of climate-related financial risk in Elfers, FL are Hurricane, Inland Flooding, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Elfers.

Primary Risks

Hurricane

$1,428,387

Expected Annual Loss for Elfers

87.3Score

Relatively High compared to US average

Elfers
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,106,018

Expected Annual Loss for Elfers

16.1Score

Relatively Low compared to US average

Elfers
Minimal Estimated LossMax Estimated Loss

Tornado

$550,423

Expected Annual Loss for Elfers

65.0Score

Relatively Moderate compared to US average

Elfers
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$1,428,387
Score: 87.3
MAJOR DRIVER
Inland Flooding
$1,106,018
Score: 16.1
MAJOR DRIVER
Tornado
$550,423
Score: 65.0
Heat Wave
$72,493
Score: 25.6
Lightning
$62,105
Score: 58.6
Coastal Flooding
$46,041
Score: 78.5
Strong Wind
$18,483
Score: 21.6
Cold Wave
$13,517
Score: 19.2
Earthquake
$4,384
Score: 6.2
Wildfire
$3,131
Score: 42.8
Hail
$689
Score: 4.1
Landslide
$2
Score: 30.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 87.3
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 65.0
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Beacon SquareEast LakeHolidayNew Port RicheyNew Port Richey East

Zip Codes in Elfers

34652346533469034691
Climate Risk Analysis for Elfers, FL