Climate Risk Summary

Cape Canaveral, FL Risk Profile

The primary drivers of climate-related financial risk in Cape Canaveral, FL are Hurricane, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Cape Canaveral.

Primary Risks

Hurricane

$2,971,717

Expected Annual Loss for Cape Canaveral

95.1Score

Very High compared to US average

Cape Canaveral
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$415,519

Expected Annual Loss for Cape Canaveral

7.7Score

Very Low compared to US average

Cape Canaveral
Minimal Estimated LossMax Estimated Loss

Tornado

$135,818

Expected Annual Loss for Cape Canaveral

47.5Score

Relatively Moderate compared to US average

Cape Canaveral
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$2,971,717
Score: 95.1
MAJOR DRIVER
Inland Flooding
$415,519
Score: 7.7
MAJOR DRIVER
Tornado
$135,818
Score: 47.5
Lightning
$51,935
Score: 70.0
UNUSUALLY HIGH
Coastal Flooding
$38,067
Score: 86.3
Strong Wind
$34,118
Score: 45.4
Heat Wave
$21,277
Score: 11.8
Earthquake
$3,455
Score: 7.6
Cold Wave
$2,957
Score: 17.0
Hail
$1,239
Score: 14.0
Wildfire
$22
Score: 9.1
Landslide
$1
Score: 17.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 95.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.0
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Cape Canaveral