Climate Risk Summary

Zip Code 33426, Risk Profile

The primary drivers of climate-related financial risk in Boynton Beach, FL (33426) are Hurricane, Inland Flooding, and Heat Wave.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Hurricane

$4,743,915

Expected Annual Loss for Zip Code 33426

93.6Score

Very High compared to US average

33426
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,983,747

Expected Annual Loss for Zip Code 33426

28.5Score

Relatively High compared to US average

33426
Minimal Estimated LossMax Estimated Loss

Heat Wave

$229,682

Expected Annual Loss for Zip Code 33426

53.6Score

Relatively Moderate compared to US average

33426
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$4,743,915
Score: 93.6
MAJOR DRIVER
Inland Flooding
$1,983,747
Score: 28.5
MAJOR DRIVER
Heat Wave
$229,682
Score: 53.6
Tornado
$148,638
Score: 35.9
Lightning
$142,347
Score: 73.7
Strong Wind
$39,213
Score: 30.1
Cold Wave
$14,175
Score: 18.6
Wildfire
$4,123
Score: 42.4
Coastal Flooding
$3,161
Score: 56.0
Earthquake
$2,464
Score: 3.3
Hail
$1,922
Score: 10.3
Landslide
$82
Score: 56.7

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 93.6
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 28.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 53.6

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations

Zip Code 33435Zip Code 33436Zip Code 33462Zip Code 33483Zip Code 33463Zip Code 33472
33426 Climate Risk Report | Boynton Beach, FL