Climate Risk Summary

Collingdale, PA Risk Profile

The primary drivers of climate-related financial risk in Collingdale, PA are Inland Flooding, Earthquake, and Heat Wave. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Collingdale.

Primary Risks

Inland Flooding

$551,186

Expected Annual Loss for Collingdale

7.3Score

Very Low compared to US average

Collingdale
Minimal Estimated LossMax Estimated Loss

Earthquake

$237,383

Expected Annual Loss for Collingdale

69.7Score

Relatively Low compared to US average

Collingdale
Minimal Estimated LossMax Estimated Loss

Heat Wave

$198,231

Expected Annual Loss for Collingdale

67.5Score

Relatively Moderate compared to US average

Collingdale
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$551,186
Score: 7.3
MAJOR DRIVER
Earthquake
$237,383
Score: 69.7
MAJOR DRIVER
Heat Wave
$198,231
Score: 67.5
Cold Wave
$131,441
Score: 46.0
Tornado
$118,662
Score: 41.3
Strong Wind
$70,667
Score: 59.3
Hurricane
$58,811
Score: 56.8
Lightning
$32,307
Score: 47.5
UNUSUALLY HIGH
Winter Weather
$29,704
Score: 81.3
Ice Storm
$9,134
Score: 37.4
Hail
$338
Score: 2.5
Wildfire
$49
Score: 15.7
Landslide
$0
Score: 20.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 67.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 59.3
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 56.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AldanClifton HeightsDarbyFolcroftGlenolden

Zip Codes in Collingdale

19023