Climate Risk Summary

Setauket, NY Risk Profile

The primary drivers of climate-related financial risk in Setauket, NY are Inland Flooding, Coastal Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Setauket.

Primary Risks

Inland Flooding

$394,470

Expected Annual Loss for Setauket

19.2Score

Relatively Low compared to US average

Setauket
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$102,904

Expected Annual Loss for Setauket

35.0Score

Relatively High compared to US average

Setauket
Minimal Estimated LossMax Estimated Loss

Hurricane

$109,321

Expected Annual Loss for Setauket

75.4Score

Relatively Moderate compared to US average

Setauket
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$394,470
Score: 19.2
MAJOR DRIVER
Coastal Flooding
$102,904
Score: 35.0
MAJOR DRIVER
Hurricane
$109,321
Score: 75.4
Cold Wave
$31,268
Score: 33.9
Earthquake
$26,860
Score: 41.3
Heat Wave
$17,403
Score: 18.5
Strong Wind
$15,234
Score: 40.1
Tornado
$11,844
Score: 20.9
Lightning
$7,117
Score: 30.0
Ice Storm
$6,486
Score: 50.5
Winter Weather
$4,742
Score: 57.9
Hail
$469
Score: 10.1
Wildfire
$232
Score: 36.3
Landslide
$89
Score: 75.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 75.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 50.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 75.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

East SetauketNissequogueOld FieldPoquottPort Jefferson

Zip Codes in Setauket