Climate Risk Summary

Oakdale, NY Risk Profile

The primary drivers of climate-related financial risk in Oakdale, NY are Inland Flooding, Coastal Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Oakdale.

Primary Risks

Inland Flooding

$1,042,279

Expected Annual Loss for Oakdale

19.5Score

Relatively Low compared to US average

Oakdale
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$944,649

Expected Annual Loss for Oakdale

97.3Score

Relatively High compared to US average

Oakdale
Minimal Estimated LossMax Estimated Loss

Hurricane

$214,931

Expected Annual Loss for Oakdale

72.6Score

Relatively Low compared to US average

Oakdale
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,042,279
Score: 19.5
MAJOR DRIVER
Coastal Flooding
$944,649
Score: 97.3
MAJOR DRIVER
Hurricane
$214,931
Score: 72.6
Earthquake
$103,386
Score: 51.4
Cold Wave
$67,912
Score: 32.9
Heat Wave
$32,506
Score: 14.7
Strong Wind
$30,738
Score: 36.0
Lightning
$15,909
Score: 28.6
Tornado
$14,568
Score: 11.4
Ice Storm
$10,098
Score: 38.5
Winter Weather
$9,710
Score: 53.9
Hail
$631
Score: 5.3
Wildfire
$300
Score: 37.2
Landslide
$15
Score: 54.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.3
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.4
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 54.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BohemiaCentral IslipEast IslipGreat RiverIslip Terrace

Zip Codes in Oakdale

11769